/* Bear Loan Company - Design System & Custom Styles */

:root {
  --color-navy: #172B4D;
  --color-navy-deep: #10213A;
  --color-bear: #8B5E3C;
  --color-bear-dark: #6A4327;
  --color-gold: #E9B949;
  --color-gold-hover: #D4A028;
  --color-bg: #F8FAFC;
  --color-card: #FFFFFF;
  --color-text: #1F2937;
  --color-muted: #64748B;
  --color-border: #E2E8F0;
  --color-green: #15803D;
  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
}

html {
  scroll-behavior: smooth;
  font-family: var(--font-sans);
  background-color: var(--color-bg);
  color: var(--color-text);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

/* Custom Scrollbar */
::-webkit-scrollbar {
  width: 9px;
  height: 9px;
}
::-webkit-scrollbar-track {
  background: #F1F5F9;
}
::-webkit-scrollbar-thumb {
  background: #CBD5E1;
  border-radius: 9999px;
}
::-webkit-scrollbar-thumb:hover {
  background: #94A3B8;
}

/* Glassmorphism & Elevations */
.glass-nav {
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(226, 232, 240, 0.85);
}

.card-hover-lift {
  transition: transform 0.22s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.22s cubic-bezier(0.16, 1, 0.3, 1), border-color 0.2s ease;
}
.card-hover-lift:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 28px -6px rgba(16, 33, 58, 0.08), 0 6px 14px -4px rgba(16, 33, 58, 0.04);
  border-color: #CBD5E1;
}

/* Buttons */
.btn-primary {
  background-color: var(--color-gold);
  color: #10213A;
  font-weight: 600;
  padding: 0.75rem 1.5rem;
  border-radius: 0.5rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  transition: all 0.18s ease;
  box-shadow: 0 2px 4px rgba(233, 185, 73, 0.25);
  text-decoration: none;
}
.btn-primary:hover {
  background-color: var(--color-gold-hover);
  box-shadow: 0 4px 10px rgba(233, 185, 73, 0.35);
  transform: translateY(-1px);
}
.btn-primary:focus-visible {
  outline: 3px solid rgba(233, 185, 73, 0.6);
  outline-offset: 2px;
}

.btn-secondary {
  background-color: #FFFFFF;
  color: var(--color-navy);
  border: 1px solid var(--color-border);
  font-weight: 600;
  padding: 0.75rem 1.5rem;
  border-radius: 0.5rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  transition: all 0.18s ease;
  text-decoration: none;
}
.btn-secondary:hover {
  background-color: #F8FAFC;
  border-color: #CBD5E1;
  color: var(--color-navy-deep);
  transform: translateY(-1px);
}
.btn-secondary:focus-visible {
  outline: 3px solid rgba(23, 43, 77, 0.25);
  outline-offset: 2px;
}

.btn-navy {
  background-color: var(--color-navy);
  color: #FFFFFF;
  font-weight: 600;
  padding: 0.75rem 1.5rem;
  border-radius: 0.5rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  transition: all 0.18s ease;
  text-decoration: none;
}
.btn-navy:hover {
  background-color: var(--color-navy-deep);
  box-shadow: 0 4px 12px rgba(16, 33, 58, 0.2);
  transform: translateY(-1px);
}

/* Accessibility Focus Outline */
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible, textarea:focus-visible {
  outline: 2px solid var(--color-navy);
  outline-offset: 2px;
}

/* Accordion Transitions */
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.28s cubic-bezier(0.4, 0, 0.2, 1), opacity 0.2s ease;
  opacity: 0;
}
.faq-item.active .faq-answer {
  opacity: 1;
}
.faq-item.active .faq-chevron {
  transform: rotate(180deg);
}

/* Badge styling */
.badge-gold {
  background-color: #FEF9EE;
  color: #8B5E3C;
  border: 1px solid #F5D77F;
}
.badge-navy {
  background-color: #F0F4F8;
  color: #172B4D;
  border: 1px solid #D2DFEE;
}
.badge-green {
  background-color: #ECFDF5;
  color: #15803D;
  border: 1px solid #A7F3D0;
}

/* Disclosures Panel styling */
.compliance-box {
  background-color: #F8FAFC;
  border: 1px solid #E2E8F0;
  border-left: 4px solid #172B4D;
}

/* Skip to content link for accessibility */
.skip-link {
  position: absolute;
  top: -40px;
  left: 0;
  background: #172B4D;
  color: #FFFFFF;
  padding: 8px 16px;
  z-index: 100;
  transition: top 0.2s ease;
  font-weight: 600;
  border-radius: 0 0 4px 0;
}
.skip-link:focus {
  top: 0;
}

/* Off-screen section rendering optimization */
.cv-auto {
  content-visibility: auto;
  contain-intrinsic-size: auto 600px;
}